Privacy policy

LSH Financial Inc.

Effective Date: November 3, 2026

LSH Financial Inc. (“LSH Financial Inc.,” “we,” “us,” or “our”) respects your privacy and is committed to protecting the personal information you provide through our website, services, social media channels, events, and communications.

This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or engage with our services.

By using our website, you consent to the practices described in this Privacy Policy.

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Information We Collect

We may collect information that identifies, relates to, describes, or could reasonably be linked to you, including:

Personal Information

* Name
* Address
* Email address
* Telephone number
* Date of birth
* Insurance-related information
* Medicare eligibility information
* Financial information provided during consultations
* Business information
* Licensing information (for agents and recruits)

Automatically Collected Information

When you visit our website, we may automatically collect:

* IP address
* Browser type
* Device information
* Operating system
* Pages visited
* Time spent on pages
* Referral sources
* Cookies and tracking technologies

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How We Use Your Information

We may use your information to:

* Respond to inquiries
* Provide insurance and financial services
* Evaluate eligibility for products and services
* Schedule appointments
* Process applications
* Communicate regarding policies or services
* Provide customer support
* Send educational materials and marketing communications
* Recruit and onboard agents
* Improve website functionality and user experience
* Comply with legal and regulatory requirements
* Prevent fraud and protect our business interests

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SMS and Text Messaging Communications

You must explicitly opt in to receive SMS messages from LSH Financial Inc. Submitting a form or providing a phone number does not automatically give SMS consent. Separate, optional, unchecked checkboxes allow you to choose transactional messages and marketing messages independently. Consent is not a condition of purchase. Depending on your opt-in choice, messages may include:

* Appointment reminders
* Customer service communications
* Licensing and agent onboarding
* Event notifications
* Marketing and promotional messages

Message frequency may vary.

Message and data rates may apply.

You may opt out at any time by replying:

STOP

For assistance, reply:

HELP

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent will not be shared with any third parties for their marketing purposes.

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Cookies and Tracking Technologies

Our website may use:

* Cookies
* Pixels
* Analytics tools
* Conversion tracking technologies

These technologies help us:

* Understand website traffic
* Improve website performance
* Measure advertising effectiveness
* Customize user experiences

You may disable cookies through your browser settings, although certain website features may not function properly.

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How We Share Information

We do not sell your personal information.

The following information-sharing descriptions do not permit sharing mobile information or text messaging opt-in data and consent with third parties or affiliates for their marketing or promotional purposes.

Information may be processed by service providers for necessary business operations, as described below. Mobile information and SMS opt-in consent will not be shared with third parties or affiliates for marketing or promotional purposes.

Insurance Carriers

To obtain quotes, process applications, and service policies.

Service Providers

Service providers may process information on our behalf only as necessary to provide business services, including:

* Website hosting
* CRM systems
* Email communications
* Marketing automation
* Analytics
* Payment processing

Legal Requirements

We may disclose information when required by:

* Law
* Court order
* Government request
* Regulatory investigation
* Licensing authority

Business Transfers

If LSH Financial Inc. undergoes a merger, acquisition, or asset sale, information may transfer as part of that transaction.

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Data Security

We maintain reasonable administrative, technical, and physical safeguards designed to protect your information from:

* Unauthorized access
* Disclosure
* Alteration
* Destruction

While we strive to protect your information, no internet transmission or storage system can be guaranteed 100% secure.

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Data Retention

We retain personal information for as long as necessary to:

* Provide services
* Meet legal obligations
* Resolve disputes
* Enforce agreements
* Comply with insurance and financial industry regulations

Retention periods may vary based on applicable laws and regulatory requirements.

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Your Privacy Rights

Depending on your state of residence, you may have rights to:

* Access personal information we hold about you
* Correct inaccurate information
* Request deletion of information where permitted by law
* Request information about data sharing practices
* Opt out of certain marketing communications

To exercise your rights, contact us using the information below.

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Third-Party Websites

Our website may contain links to third-party websites.

We are not responsible for the privacy practices or content of third-party websites. We encourage users to review the privacy policies of those sites.

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Children’s Privacy

Our services are not directed to individuals under the age of 18.

We do not knowingly collect information from children.

If we become aware that information has been collected from a child, we will take reasonable steps to remove it.

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Marketing Communications

You may opt out of marketing emails at any time by:

* Clicking the unsubscribe link in an email
* Contacting us directly

Please note that even if you opt out of marketing communications, we may still send service-related communications regarding appointments, applications, or existing business relationships.

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Changes to This Privacy Policy

We may update this Privacy Policy periodically.

Any changes will be posted on this page along with the updated effective date.

Continued use of our website following changes constitutes acceptance of the revised Privacy Policy.

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Contact Information

LSH Financial Inc.

Leslie D. Scofield, Founder

Email: hello@lesliedscofield.com

Phone: 757-478-7561

Website: www.lesliedscofield.com

If you have questions regarding this Privacy Policy or our privacy practices, please contact us using the information above.